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    Sherry Zwetsloot

    Real Estate Broker - Durham Region and Northumberland County

    OUR NEIGHBOURHOOD REALTY INC. - BROKERAGE Oshawa Office / Cobourg Office

    get ready to dream!

    Trust the Transition, Trust the Change

    In the years that I’ve spent in the industry, homebuyers have always asked me “What do I need to do when I buy a house?”. I’ve composed a step-by-step guide that organizes the buying process to make buying a house simple and fun!

    Step 1: Assess personal needs and wants

    Before you even go looking for a home, you have to understand your wants and needs. Think about the type of place you’re looking for. How many bedrooms are you looking for and number of washrooms needed for your family? Do you want a pool in the backyard? Do you want to live close to a school or a mall? These are just some of the things you have to consider before start looking for a new home.

    Step 2: What is the preference of structure

    Familiarize yourself with different types of ownership available. Freehold is an independent structure on its own accord, a condominium is either apartment style or townhouse clusters with common shared elements. There is usually additional fees attached on a monthly bases to condo lifestyle living. Once you have narrowed down some qualities, its time to go looking for a home!

    Step 3: Get Pre-Approved 

    Now that you have narrowed down your wants and needs visit a financial institution of your choice to apply an application for a potential mortgage. This will help guage the spectrum and range of what you can afford. Keep in mind a portion of this loan will have to be used towards the downpayment at the time of purchase. This will help your Agent to narrow down the search and maintain focus.

    Step 4: Make an Offer 

    Found the house, so it’s time to make an offer. Not all offers are the same and your real estate agent versed in contract law will be able to draw up a negotiation with all your best needs in mind.  They will help you with specific terms and conditions that will be specified in the offer like the price you want to pay, financing conditions, or other things like inclusions and exclusions. Not only is it about the price of the house but you have to carefully look at all other details included in the sale. Appliances, chandeliers, or even minor renovations can also be part of the deal. Shorter or longer closing dates can also be specified in the offer. If there is something in the offer that doesn’t satisfy the seller, counter offers or negotiations can also be presented to help both parties to find resolution and be happy in the deal.

    Step 5: Close the Sale

    Keep in mind there will be additional costs at closing associated with the sale that need to be paid either by or on the closing date. It can include mortgage application fees, inspections, and legal fees. But once that’s taken care of, you will receive the keys to your new house.

    *** refrain from shopping or additional expenses until the closing of the sale is complete.***

    Buying a New Home should be an exciting and accomplished experience for anyone fortunate enough to be able to experience one of Life's highest rewards!

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